I'm 24 and hoping to graduate in the next 9 months. Traditional classes drove me absolutely batty since the majority of people in the classes were my age and only there to party with their parents' money. Add in lackluster instructors, extra fees that don't give me anything, unreasonable class times, majors I didn't like, parking problems... hmm, I forgot- what was it that I was paying for?? I'm married and have a job and family in town, so I think testing out of the rest of my degree will suit me just fine.
I was thinking about an MA in Human Resource Management for later on, but I'm also starting to look seriously at flight school since my work schedule just became more flexible.