YES! My whole adult life, it has bothered me to not have a degree. I don't know why... My husband doesn't have a degree, nor does he want one and he is perfectly happy with that. He really is the most intelligent person I know. I tell him all the time that he could be one of those people who can get their BA in 4 weeks easily! But he doesn't really care about that. He is a self-made computer software consultant and doesn't see a degree getting him anywhere.
For me though, I made the mistake of going to a 2 year unaccredited art college and now it is usless

Most of my working life (I get to be a SAHM now) I continued to have my lack of a degree hold me down. It really affected my self esteem. But I always had a problem with going to a B&M school. I just couldn't take being in the classes. That is why I liked TESC. My first online experience was great, but when I found CLEP I was hooked.
I now feel more confident with every test I take. Since I want to be a teacher and need a degree, I feel like I am finally (20 years later) on the right track.
Kim